The Biggest Investment of Your Life

Our philosophy for buyers on having a successful real estate transaction is to be armed with as much information on current market conditions and the overall buying process as possible.

Home buying can be an exciting and sometimes trying process. Choosing Todd and Ramona as your real estate team to guide you along the way will give you the confidence that you are receiving all the information you need to make the best decisions. We are committed to being at your service every step of the way:

Determining your needs
Before you begin your search for your new home, we take time upfront to help you think about your current and future housing needs and what characteristics are important to you in a home. Try and buy a home that meets most of your needs for the next 3-7 years, or find a place that can grow and change with your lifestyle.

Using the right team
The different between a great team and poor team can mean the difference to you of thousands of dollars, numerous sleepless nights, and getting the house you want or not. You'll want the best possible real estate agent, mortgage broker, home inspector, title company, closer, insurance agent and service professionals you can find. We work with an excellent team of trusted professionals to help ensure a smooth and successful transaction - and one that saves you the most amount of money.

Narrowing the search
We offer you an in-depth knowledge of the current housing inventory and subdivision/neighborhood information and continually updates that knowledge by touring homes as they are placed on the market. This is to your advantage. Trying to personally see every available home that might fit your needs would be an overwhelming process. If you are thorough in communicating your needs, we can help you narrow down the list of prospective homes to those that best suit your lifestyle. When the time comes to settle on one home, you can do it with the confidence that you've made a well-informed choice.

Making the right offer
Once you have found the property you would like to purchase, you need to present the seller with an Offer to Purchase. We will use a myriad of negotiating factors in your favor, including but not limited to: price, financing, terms, date of possession and often the inclusion or exclusion of repairs and furnishings or equipment.

Doing our due diligence
With a negotiated agreement in hand, it is time to complete the evaluation of the property. Depending on the area and property, this could include inspections for termites, dry rot, asbestos, faulty structure, roof condition, septic tank and well tests, just to name a few. We will assist you in finding qualified responsible professionals to do most of these investigations and provide you with written reports. You will also want to see a preliminary report on the title of the property.

Closing on your new home
Finally, there is the closing, or settlement of your property. Todd and Ramona will guide you through the entire closing process and make sure everything flows together smoothly.

Contact us today so we can set up a customized profile for you and start searching for your new home!